How to negotiate the math

Real Estate Math

When you are making an offer to a seller and there is owner financing involved there are several factors to consider that are negotiable and will affect your final payment.
1. The purchase price
2. the interest rate
3. the cash at close
4. monthly payment.

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Lenders are upset

Upset Lender

They say that the rules brought on by the Consumer Financial Protection Bureau go too far in insisting that lenders verify borrowers ability to pay.

A new government agency called the Consumer Financial Protection Bureau has been created to protect consumers from predatory lending practices. As with every government act, it goes too far.

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