Need money to buy your dream house?
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There is a new program called REX Home buyer and its a kind of shared appreciation of real estate, Hedge funds, pension funds and the like are getting into this.

They will provide up to half of the down payment when you buy and you give up 40% of the equity when you sell. This is not a new concept. Everything goes away and comes back again when the timing is right. Look into it if you think it might help you.