For the third time in a year, FHA is increasing its fees on the mandatory Mortgage Insurance Premium. In addition, it will be with you for the life of the loan. You used to be able to dump it when you gained equity.
If you are a lesser qualified borrower, you will pay 5% down, not 3.5%.
So the bottom line is that FHA might not be the best deal for you. A well qualified applicant who has 5% for the down payment would pay $144 more pr month on a 250 k loan than for a conventional one. So shop around.