The state is going after those phony operations that claim to help you get a loan modification. . It is against Ca law to take an upfront fee for a loan mod. Attorneys are getting away with it by calling it a retainer. This is bunk and you should not fall for it.
This particular law firm was shut down after it was found that they took money, told the clients to stop paying their loan, and not to contact the bank. WRONG-WRONG-WRONG.
read the story and don’t get ripped off. There are reliable people who do not take money unless they are successful.