Loans are getting easier

Lenders begin to ease the rules.  It’s about time. The pendulum always swings from one side to another.First it went to the extreme of just fogging a mirror to get qualified. Then after the crash it went to: you  have to  have a 760 fico to get qualified....

Closings never go smoothly

My house has a va buyer who is already approved so i thought it would be a snap. The realtor is good and we have negotiated all the “stuff” easily. Treasurer of Hoa is out of the country so no bank account statement. Amazingly enough when escrow sent a...

Don’t use zillow zestimate

That is an average. Appraisers don’t average. They pick the ones closest and measure up or down according to the features of the comps. Something that is on a dead end street is worth more than the same house on a busy street. B edrooms and baths matter....

How to sign a contract

We have reached a meeting of the minds, as they say, on my house. My years of dealing with realtors have taught me well. When i got the contract i rprinted it and read EVERY LINE AND LOOKED AT EVERY BOX CHECKED. These are the things that can come up later and bite you...